Yes, you are seeing that correctly... we have the lowest refund rate of any popular e-business product on Clickbank.
That means more money in your pocket. After all, it's what you KEEP that matters. You shouldn't have to deal with refunds.
Our "gravity" is also top 5, at well over 100, meaning we literally have hundreds of affiliates earning money every month. Our 7 day, $7 dollar trial earns you over $44 on average, which is unheard of.
I've been selling on Clickbank for 13 years, so I know what I'm doing. I created the infamous "Rich Jerk" website that used to dominate Clickbank for years back in the day. My stuff converts. All you need to do is promote it and watch your sales roll in :)

In addition, we have an upsell called "Full Disclosure" which converts at 48%, and is another $7 trial, that later rebills at $66 per month. That is our continuity product, where we add new videos every month to keep members happily paying their monthly fee :)
Our affiliate program is run by Clickbank.com - you can open a free account there, and then link to us using the link below (just replace AFFILIATEID with your clickbank ID):
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Here are the conversion rates our affiliates have been getting. As you can see we're averaging $3.90 per hop and an 8.3% conversion rate:
I've personally tested these banners on large media buys.
Most of these are animated and only loop once, so you may need to right click it, and open in a new page if you want to see one that has already completed its run here on this page.

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Please always adhere to these FTC guidelines when promoting our products and services.
1. Emails.
First, do not talk about Clickbank in your emails, as they do not appreciate it, and aren't happy when our affiliates imply that they endorse us.
Second, do not send spam. (duh)
Instead, mail our offer to your own optin lists, or by using quality solo ads. Just make sure you do not misrepresent our offer! (for example, do not say something like "I guarantee you will make 8 billion dollars! Click here!". )
But feel free to be creative. Watch our sales video on our homepage! It converts like crazy, and it would benefit you to incorporate some of that in your pre-selling email copy.
C'mon, don't be lazy. You can take 11 minutes to watch our video. That 11 minutes will make your earnings exponentially higher when you promote us via email. I suggest you write exactly what you felt while watching the video. The video is unlike most sales videos, because its compelling, and IT'S REAL. Email subscribers today get hammered with garbage, hypey, promotional emails. If you write from the heart, people will feel it and respond to it. Thats what they do with our sales video.
As far as swipe files go, we typically do not offer swipe copy. The reason is, you know your list better than anyone. So there is no way that I can give you general copy that will work across the board for everyone. I personally think swipe copy is lazy, and it leads to lower conversions.
Your list may respond to different triggers than the next person's list. For example, if your list is filled with people who specialize in local SEO clients, you may want to highlight one of the case studies in our sales video, or inside our members area, that talks about someone succeeding with local SEO. (like our recent BTF member Claire Walker who inked a $75k contract, with no website of her own, or examples to show anyone!)
If your list is full of general "bizopp" people who want to make a million bucks overnight, you will want to edit your copy to be more along the lines of:
"This guy made over $12 million dollars online... He thought he was better than you & me. He was arrogant, obnoxious, and it went to his head. Then he lost it all, when karma came around and kicked his A$$.
But now he's back, he's humble, and he has made 7 figures AGAIN from scratch - this time the RIGHT way.
And now he's sharing all of his secrets as his way of "making things right".
Here's EXACTLY how he did it... (I dare you to watch his short video and not get chills down your spine.)
AFFILIATE LINK"
It doesn't have to be exactly that, but you get the idea.
Additionally, I personally find my most opened emails use subjects that include numbers, and also mention a video. For example:
subj: $75,232.92 from a 1 page website in 27 days {weird video}
I also find that the best click thru rate comes from email bodies that include your affiliate link within the first few sentences (so they don't need to scroll to check it out quickly), and use a redirect that doesn't look like an affiliate link.
Lastly, if you REALLY want to make serious $$$ from your email promo, I highly recommend that you:
a) Do an email series of 3 or more blasts over 3 days. Multiple emails make our offer seem like an "event", similar to a launch sequence, and absolutely kill when done correctly.
b) REVIEW our product. Even a 5-10 minute video review of you going through our site, simply showing your screen and talking about your thoughts will increase conversions in a BIG way. Not to mention, if you upload it to youtube, you will keep earning commissions from it for life. If you do upload it to youtube, consider using a site like "youtube-views.com" to increase your views extremely cheap, from real users, and you will instantly outrank lots of other videos, and increase your lifetime earnings.
2. Offer Bonuses.
Offer access to a "secret report" or any of your digital products, in exchange for a visitor buying through your link. Bonuses increase conversions bigtime. Just have people email you their receipt to an email address you don't monitor, and have it autoreply with their bonus information or download link.
3. PPC Ads.
I always recommend targeting keywords that revolve around a well-known make money guru's name, or an author of a popular book. For example, books like "Think and Grow Rich", and authors like "Napolean Hill" are great keywords. Also consider product names, such as popular bizopp products (including clickbank products), or their creators. These types of keywords have always performed best for me. Two of my best performing bizopp keywords of all time are "the secret" and "warren buffett".
Do not use negative words such as 'scam' or "don't buy" in any PPC or promotional campaign. While that was fine many years ago, it is no longer acceptable.
4. Create a "review website". Great examples are RyansReview.com and JonPenberthy.com
5. Follow any endorsement rules and regulations that are applicable both in the country where you are based and in the countries from which you are sending website traffic or advertising in.